EP085 - In conversation with Venkat Srinivasan, Chief Analytics and Risk Officer at Bureau

More from The India FinTech Diaries All episodes →

1. 

   E90 · 6 Sep 2026 · 48 min

   EP090 - DPI - In conversation with Kamya Chandra, CEO & Co-Founder, CDPI

   When we talk about India’s Digital Public Infrastructure, three names usually come to mind: Aadhaar, UPI and Account Aggregator . But that is only the visible layer. Underneath sits a much broader collection of digital building blocks for identity, payments, data sharing and verifiable credentials—and increasingly, these ideas are being adapted for countries well beyond India. In this episode of India FinTech Diaries , we speak with Kamya Chandra, CEO and Co-founder of the Center for Digital Public Infrastructure (CDPI) , about the evolution of India’s DPI journey and what it takes to…

2. 

   E89 · 21 Jun 2026 · 37 min

   EP089 - InsurTech - In conversation with Shilpa Arora, COO & Co-Founder, Insurance Samadhan

   Most Indians buy insurance with a simple expectation: pay premiums today and receive support when a crisis strikes. But what happens when a claim gets delayed, partially settled, or rejected altogether? In this episode of India FinTech Diaries , we speak with Shilpa Arora , Co-founder & COO of Insurance Samadhan , one of India's largest insurance grievance redressal platforms. Shilpa shares a sobering reality: for many policyholders, the real challenge isn't buying insurance—it's successfully navigating the claims process. From mis-selling and hidden exclusions to complex grievance…

3. 

   E88 · 18 May 2026 · 41 min

   EP088 - In conversation with Anand Balaji, CEO & Co-Founder, XFlow

   Despite instant UPI payments, real-time notifications, and API-first financial infrastructure becoming normal in India, cross-border payments remain surprisingly broken for many exporters and global-first businesses. In this episode of India FinTech Diaries , we sit down with Anand Balaji , CEO & Co-founder of Xflow , to unpack why international money movement is still plagued by opacity, delays, compliance friction, and fragmented infrastructure. Anand takes us deep into the architecture of modern cross-border payments—from SWIFT and correspondent banking to compliance engines, FX…

4. 

   E87 · 14 Apr 2026 · 30 min

   EP087 - In conversation with Vineet Agrawal, Co-Founder, Jiraaf

   In this episode of India FinTech Diaries, we explore a quietly emerging shift in India’s investment landscape: the rise of fixed income as a retail asset class. While equities and mutual funds have become mainstream, fixed income—despite offering predictable returns and portfolio stability—has remained largely inaccessible to individual investors. To unpack this, we speak with Vineet Agarwal, Co-founder of Jiraaf, a platform focused on democratizing access to fixed income investments. The core idea is simple but powerful: enable retail investors to do what institutions and family offices…

5. 

   E86 · 27 Mar 2026 · 42 min

   EP086 - In conversation with Ananth Shroff, Founder and CEO, DPDzero

   In this episode of India FinTech Diaries , we dive into one of the most under-discussed—but critical—layers of the lending stack: debt collections . As digital lending in India scales rapidly, especially in unsecured credit, the stress is increasingly showing up not in underwriting—but in collections . Traditional systems, built for a low-volume, high-touch world, are now struggling to keep up with instant disbursals and millions of borrowers. To unpack this shift, we speak with Ananth Shroff , Co-founder & CEO of DPDzero, who is reimagining collections as a full-stack, AI-driven…

6. 

   E84 · 4 Oct 2025 · 37 min

   EP084 - WealthTech - In conversation with Amit Majumdar, Group Strategy Officer, Angel One

   In this episode of India FinTech Diaries, we sit down with Amit Majumdar, Group Strategy Officer, Angel One, one of India’s fastest-growing WealthTech platforms. Trusted by over 3Cr clients, Angel One is blending cutting-edge tech with deep market insights to make wealth creation accessible to everyone. Key Highlights: 📊 Democratizing WealthTech : Angel One’s focus on taking investing beyond metros to Tier 2/3 cities. 🤖 Tech at the Core : From AI-driven personalization to advanced analytics, technology is powering customer journeys and financial literacy. 🌐 Beyond Brokerage : Moving from…

7. 

   E83 · 5 Sep 2025 · 13 min

   EP083 - Crypto - GENIUS Act vs Payment Banks: Lessons in Safety, Scale & Regulation

   In this episode of India FinTech Diaries , we draw fascinating parallels between India’s Payment Banks experiment and the US’s GENIUS Act , designed to regulate stablecoin issuers. Both initiatives aim to create safe, inclusive financial systems—but as we explore, they also share similar scaling challenges that can make or break their success. Key Highlights: 🏦 Payment Banks 101 : Why they were launched, their business model, and why many never scaled beyond pilots. 💸 GENIUS Act Deep Dive : Full-reserve requirements, monthly attestations, consumer protection norms, and how it hopes to make…

8. 

   E82 · 11 Jul 2025 · 54 min

   EP082 - Lending - In conversation with Shweta Pandey, Co-founder and CEO, ARTH

   In this inspiring episode of India FinTech Diaries , we sit down with Shweta Pandey , co-founder and CEO of ARTH , to explore how inclusive fintech is being built—one village, one woman entrepreneur at a time. ARTH isn’t just a lender; it’s a phygital platform blending digital convenience with on-ground trust, designed specifically to support women-led nano and micro businesses across India. Shweta shares deep insights into the unique design principles behind ARTH’s credit products, the structural bias in lending, and how credit must be paired with capacity building and empathy—especially in…

9. 

   E81 · 31 May 2025 · 37 min

   EP081 - Stablecoins - In conversation with CA Aishwary Gupta, Global Head of Payments - Polygon Labs

   In this future-forward episode of India FinTech Diaries , we sit down with Aishwary Gupta, Global Head of Payments at Polygon Labs , to unpack what comes after UPI . With stablecoin legislation gaining traction globally and Web3 infrastructure maturing rapidly, this episode explores what India’s next-generation payment rails could look like in a programmable, tokenized future. Here’s what you’ll learn: 🪙 The role of stablecoins & CBDCs ⚙️ Why UPI needs a programmable upgrade 🤖 Agentic commerce & AI-powered banking 🌍 How Polygon is scaling payments globally Contact Polygon Labs Aishwary on…

10. 

    E80 · 18 May 2025 · 42 min

    EP080 - Cross-Border Payments - In conversation with Sanjay Tripathy, Co-founder & CEO, BRISKPE

    In this episode of India FinTech Diaries , we sit down with Sanjay Tripathy, Co-Founder & CEO of BRISKPE , to explore how they’re solving one of the most complex challenges faced by Indian MSMEs—cross-border B2B payments. From opaque processes and costly fees to regulatory hurdles, cross-border trade remains a daunting space for exporters and service providers alike. Sanjay shares the BRISKPE origin story, their mobile-first approach, and how the team is building a future-ready, regulation-first cross-border platform trusted by MSMEs across India. Key Highlights: 🌍 Solving the Real Pain :…