Podcast · Business
by Craig Day · English · Business
A podcast series for financial advisers looking at the latest technical issues and advice strategies that may impact investors and super fund members. Join Craig Day and members of the Colonial First State ‘FirstTech’ team as they discuss a broad range of advice issues, from superannuation and SMSFs
7 Oct 2026 · 8 min
Craig Day and Tim Sanderson discuss the ATO's guidance on SMSF establishment costs, including when members can pay and be reimbursed, when those costs may be treated as contributions and which establishment expenses can be charged to the SMSF. Hosted on Acast. See acast.com/privacy for more information.
S1 · E205 · 7 Oct 2026 · 30 min
As we step into the 2026-27 financial year, advisers are actively helping clients plan and implement strategies for the year ahead. However its just as important to look back, as the way clients complete their 2025-26 tax returns can have a direct impact on the success of the financial planning strategies advisers recommended for the 2025-26 year. Several financial planning strategies rely on the correct completion of the individual tax return. If key items are missed or incorrectly reported, the strategy may not work as intended, and in some cases, may even trigger adverse tax consequences.…
S1 · E204 · 7 Oct 2026 · 30 min
Craig Day, Linda Bruce, William Truong and Kim Guest discuss the latest technical news: Draft legislation for the 30% minimum tax on discretionary trusts 2026 Intergenerational Report and the implications for retirement and aged care advice How Payday Super is operating three months from commencement Hosted on Acast. See acast.com/privacy for more information.
S1 · E203 · 7 Sep 2026 · 29 min
Craig Day, Linda Bruce, Tim Sanderson, Alex Denham and Kim Guest discuss the latest technical news: CGT and negative gearing changes, in situations involving death and relationship breakdown Proposed super reforms in relation to SMSFs Changes to the payment of pension supplement when going overseas Deeming rate from 20 Sept Announcement regarding Commonwealth Home Support Program Hosted on Acast. See acast.com/privacy for more information.
S1 · E202 · 7 Sep 2026 · 27 min
Peter Burgess, CEO of the SMSF Association talks to Craig Day about the proposed super reforms to strengthen customer protections in relation to SMSFs. Hosted on Acast. See acast.com/privacy for more information.
S1 · E201 · 7 Sep 2026 · 21 min
From the 2027-28 financial year, significant changes to CGT rules mean that some clients will realise capital gains that are subject to a minimum 30% tax rate. For these clients, the benefit of making a personal deductible super contribution, as well as the optimum contribution amount, may change compared with current strategies. Hosted on Acast. See acast.com/privacy for more information.
S1 · E200 · 6 Aug 2026 · 18 min
Craig Day, William Truong, Richard Chen and Kim Guest discuss the latest technical news: Release of Treasury consultation paper on proposed tax changes to discretionary trusts ATO releases guidance on SMSF LRBA ban on residential property Changes to UK pension transfers Hosted on Acast. See acast.com/privacy for more information.
S1 · E198 · 6 Aug 2026 · 26 min
Following the May 2026 Federal Budget announcement to introduce a 30% minimum tax on discretionary trusts from 1 July 2028, Treasury released a consultation paper in early July. In this podcast, Craig Day and Linda Bruce discuss how the proposed reforms could significantly affect clients who operate businesses or hold investments through discretionary trust structures, potentially resulting in higher tax liabilities and changes to existing planning strategies. Hosted on Acast. See acast.com/privacy for more information.
S1 · E199 · 6 Aug 2026 · 17 min
Craig Day and Kim Guest discuss the Centrelink and aged care implications of a person who is eligible for the extended land use test entering residential aged care. Hosted on Acast. See acast.com/privacy for more information.
S1 · E197 · 9 Jul 2026 · 28 min
Craig Day and Tim Sanderson discuss an interesting and complex adviser question 'My client has a defined benefit pension - how do I know if they will be subject to Division 296 tax?' Hosted on Acast. See acast.com/privacy for more information.
S1 · E196 · 9 Jul 2026 · 29 min
During the May Federal Budget, the Government announced that existing properties held as at 12 May 2026 will be exempt from the negative gearing changes commencing on 1 July 2027. This has promoted increased adviser queries on whether clients can boost interest deductions by increasing property debt. In this podcast, Craig Day and Linda Bruce address key frequently asked questions from advisers about the tax implications of borrowing additional amounts against an existing property. Hosted on Acast. See acast.com/privacy for more information.
S1 · E195 · 9 Jul 2026 · 33 min
Craig Day, Tim Sanderson, Linda Bruce and Sina Heng discuss the latest technical news: Federal Budget tax reform bills have passed - discussion on significant developments including bans on SMSF LRBA for residential property and changes to small business concessions Release of Division 296 regulations which contain important technical detail 1 July 2026 changes - new rates and thresholds and Payday Super Hosted on Acast. See acast.com/privacy for more information.
S1 · E194 · 6 Jun 2026 · 14 min
Tim Sanderson, Alex Denham and Richard Chen discuss an adviser question regarding unused carry forward concessional contribution amounts displaying on myGov and situations where amounts may not be displaying correctly. Hosted on Acast. See acast.com/privacy for more information.
S1 · E193 · 6 Jun 2026 · 30 min
Craig Day and Tim Sanderson answer many of the questions we have received from advisers regarding the proposed CGT, negative gearing and discretionary trust tax changes. The answers are based on both the Federal Budget papers as well as newly introduced legislation which includes the proposed amendments to implement the CGT and negative gearing changes. Hosted on Acast. See acast.com/privacy for more information.
S1 · E192 · 6 Jun 2026 · 12 min
Craig Day, Tim Sanderson and Kim Guest discuss the latest technical news. Federal Budget - draft legislation released on CGT and negative gearing changes New legislation allowing victims of child abuse to access offenders super Recent announcement regarding the Support at Home program Reminder about Payday Super commencing 1 July Hosted on Acast. See acast.com/privacy for more information.
E191 · 5 May 2026 · 16 min
Craig Day and Kim Guest discuss this month's question of the month, which discusses how the Centrelink granny flat rules apply when a client wants to create multiple granny flat arrangements. Hosted on Acast. See acast.com/privacy for more information.
E190 · 5 May 2026 · 24 min
Clients who are considering retiring often have outstanding accrued periods of annual leave and/or long service leave. In many cases, clients have a choice between receiving outstanding leave as a lump sum upon terminating employment and taking any accrued leave prior to terminating employment. Craig Day and Richard Chen compare the superannuation, tax and social security differences between these two options. Hosted on Acast. See acast.com/privacy for more information.
E189 · 5 May 2026 · 38 min
Craig Day, Tim Sanderson, Linda Bruce and Kim Guest discuss the latest technical news: Upcoming Federal Budget Proposed $1,000 tax deduction for work related expenses Home based businesses and small business CGT concessions Upcoming changes to Total Super Balance and defined benefit pensions Minor change to who can be a trustee of a SMSF Announced changes to Support at Home fees Hosted on Acast. See acast.com/privacy for more information.
S1 · E188 · 31 Mar 2026 · 25 min
From 1 July this year, the new Payday Super reforms come into effect which generally require employers to make SG contributions at the same time as they pay salary and wages. This change could have implications for advisers and their clients where it results in an increase in concessional contributions, as it could cause them to inadvertently exceed their concessional contribution cap in future years. Hosted on Acast. See acast.com/privacy for more information.
S1 · E187 · 31 Mar 2026 · 49 min
As we approach the end of the financial year, it's a great time to review year-end super strategies and get ready for the new financial year. Hosted on Acast. See acast.com/privacy for more information.
S1 · E186 · 31 Mar 2026 · 33 min
Craig Day, Tim Sanderson, Linda Bruce and Richard Chen discuss the latest news: Upcoming Federal Budget Division 296 tax - latest developments Personal Services Income and trusts - ATO update Payday Super - contribution cap implications Hosted on Acast. See acast.com/privacy for more information.
S1 · E185 · 4 Mar 2026 · 35 min
Craig Day and Tim Sanderson discuss the recently introduced Division 296 tax bill which proposes to levy additional taxes on the superannuation earnings of members with total super balances in excess of $3m. While some aspects of the new Bill are similar to the original proposals, the proposed new rules also include some significant changes, which will have important implications for clients and their advisers. Hosted on Acast. See acast.com/privacy for more information.
S1 · E184 · 4 Mar 2026 · 25 min
Craig Day, Tim Sanderson, Alex Denham and Kim Guest discuss the latest technical news: Indexation of the transfer balance cap from 1 July 2026 - things to watch out for Indexation of the contribution caps - potential strategy opportunities Brief discussion on Division 296 bill currently before Parliament Increase to Centrelink deeming rates on 20 March Recent report on Support at Home waiting times Hosted on Acast. See acast.com/privacy for more information.
S1 · E183 · 9 Dec 2025 · 15 min
Craig Day and Kim Guest answer our question of the month, which discusses situations where a client receives an excess non-concessional contribution determination and are trying to figure out what went wrong. The answer may surprise you. Hosted on Acast. See acast.com/privacy for more information.
S1 · E182 · 9 Dec 2025 · 23 min
A client who has lived and worked outside Australia may have an overseas retirement scheme they wish to transfer to an Australian super fund or bank account. If the overseas retirement scheme qualifies as a foreign super fund, a lump sum transfer from the scheme can receive tax concessions under the Australian tax law. However many overseas pension schemes, such as the mainstream retirement plans in the US and Canada, are treated by the ATO as foreign trusts, as they fail to meet the definition of a foreign super fund. Craig Day and Linda Bruce discuss the taxation implications. Hosted on…
S1 · E181 · 9 Dec 2025 · 26 min
Craig Day, Sina Heng and Kim Guest discuss the latest technical news: Will the general transfer balance cap increase on 1 July 2026? Where are the proposed changes to Division 296 tax up to? Proposed changes to LISTO ATO private ruling on whether an adult child qualifies as a tax financial dependent for super death benefit tax purposes Updates to the government's My Aged Care website Hosted on Acast. See acast.com/privacy for more information.
S1 · E180 · 4 Nov 2025 · 27 min
On 13 October 2025, the Treasurer announced significant changes to the yet to be legislated Division 296 tax rules – which proposes to tax the earnings attributable to a person’s total super balance over $3m at higher rates. In this podcast we discuss the proposed changes, what they could potentially mean for impacted members and funds, and outstanding uncertainties where further clarity is needed. Hosted on Acast. See acast.com/privacy for more information.
S1 · E179 · 4 Nov 2025 · 30 min
Craig Day, Linda Bruce, Richard Chen, Alex Denham and Kim Guest discuss the latest technical news including changes announced to the proposed Division 296 tax, Payday Super, super releases under compassionate grounds, ATO directing SMSF trustees to undertake education and 1 November 2025 aged care changes. Hosted on Acast. See acast.com/privacy for more information.
S1 · E178 · 4 Nov 2025 · 17 min
Craig Day and Linda Bruce answer our question of the month, which discusses what happens where a member/trustee of an SMSF undertakes work on a fund asset that they technically need to charge for to avoid the fund incurring a non-arm’s length expense. Hosted on Acast. See acast.com/privacy for more information.
S1 · E177 · 1 Oct 2025 · 17 min
Craig Day and Kim Guest answer our question of the month, which discusses a situation where a client has moved overseas and is considering selling their former main residence in Australia. Will they qualify for the main residence exemption? Hosted on Acast. See acast.com/privacy for more information.
A podcast series for financial advisers looking at the latest technical issues and advice strategies that may impact investors and super fund members. Join Craig Day and members of the Colonial First State ‘FirstTech’ team as they discuss a broad range of advice issues, from superannuation and SMSFs
FirstTech Podcast is a English business podcast from Craig Day. Melo plays each episode straight from the publisher's own feed — no ads added, no account needed — and remembers where you stopped, in this browser only.
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