Podcast · Business

Friends That Invest

by Friends That Invest · English · Business

With over 10M downloads, join Sim, an optometrist turned Forbes 30 under 30 investor, as she breaks down the intimidating and not-so-well-taught world of investing and growing wealth, minus the jargon. New episodes every Tuesday! Hosted on Acast. See acast.com/privacy for more information.

New episodes: Weekly
Typical length: 24 min
Latest: 12 Oct 2026
Language: English

Latest episode

12 Oct 2026 · 46 minNew

The Biggest Money Mistakes Zillennial Women Are Making (And How to Fix Them) with Haley Sacks

This week, Sim sits down with Haley Sacks, better known as Mrs. Dow Jones, to discuss the biggest money mistakes millennial and Gen Z women make and why traditional financial advice no longer works for today's economy. From managing the rising cost of living and avoiding overspending to negotiating higher salaries, investing, and building wealth, Haley shares practical money habits from her bestselling book Future Rich Person . They also explore the hidden financial pressures women face, the dangers of online betting and prediction markets, and how to take control of your financial future…

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Earlier episodes 29 most recent

S9 · E39 · 5 Oct 2026 · 29 min
How to Start a Business (Even If You Have No Idea What to Do) | Q&A
This week, Sim answers your biggest questions about starting a business, from finding the right idea and getting your first mentor to navigating the difficult early years of entrepreneurship. She shares what building Friends That Invest taught her about testing ideas, listening to customers, managing hustle culture, and growing a business while still working a full-time job. Plus, Sim shares how entrepreneurship helped her build wealth and why you don’t need the perfect idea, lots of capital, or all the answers before you start. Watch on YouTube | Somnipods 3 More from Friends That Invest:…
S9 · E38 · 28 Sep 2026 · 18 min
The Rise of Betting Apps and Why I’m Worried About Them
This week, Sim breaks down the rapid rise of prediction markets and betting apps like Kalshi and Polymarket, and why she’s concerned about the way they’re being marketed to young people and women. She explores how these platforms differ from investing, why most users can lose money, and how pop culture campaigns around shows like Love Island are making betting feel more mainstream and accessible. If you’ve ever wondered where the line sits between investing, prediction markets and gambling, this episode explores why understanding the difference matters for your money. Watch on YouTube |…
S9 · E37 · 21 Sep 2026 · 24 min
5 Ways I Tackle Wanting Nicer Things (Lifestyle Creep)
This week, Sim breaks down how to avoid lifestyle creep as your income grows and the people around you start spending more. She shares five practical strategies for managing pay rises and bonuses, avoiding the comparison trap, curating your social media, and defining what your own “rich life” actually looks like. If you want to enjoy earning more without letting bigger houses, nicer cars, luxury purchases, or social pressure derail your financial goals, this episode will help you spend according to what you genuinely value. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock…
S9 · E36 · 14 Sep 2026 · 17 min
Top 4 Finance Routines Every Women Needs
This week, Sim shares the simple money routines she actually uses to stay on top of her finances, without spending hours budgeting or tracking every purchase. She breaks down how to review subscriptions and recurring bills, rebalance your investment portfolio, and create a cash flow plan that helps you save and invest consistently. If you want a realistic financial routine that keeps your money organised and your long-term goals on track, these four habits are a great place to start. Income + Budget Planner Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build…
S9 · E35 · 7 Sep 2026 · 30 min
Why I’m Moving to New York + Your Biggest Money Questions
This week, Sim answers your biggest money and life questions, from how much you should be saving and investing to asking for a pay rise, changing careers, and whether rentvesting could make sense. She also shares a major life update about moving from New Zealand to New York, including why she’s choosing to rent, how NYC’s high cost of living could affect her financial independence, and what she’s most excited about. If you love personal finance mixed with an honest life update, consider this a cozy money Q&A with your Investie Bestie. Watch on YouTube | Somnipods 3 More from Friends That…
S9 · E34 · 31 Aug 2026 · 20 min
Why I Stopped Chasing Material Things | Financial Minimalism
This week, Sim breaks down financial minimalism and how owning less can help you save more money, reduce stress and build wealth faster. She explores the psychology behind lifestyle creep, why experiences can bring more happiness than material things, and how spending less can leave more money to invest. Plus, Sim shares her approach to modern minimalism, where you can still splurge on the things you genuinely value without getting caught up in status or overconsumption. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5…
S9 · E33 · 24 Aug 2026 · 24 min
11 Splurges That Are No Longer Worth the Money (as a woman)
This week, Sim breaks down 11 expensive splurges she doesn’t think are worth the money, from the Dyson Airwrap and Apple Watch to luxury jewellery, designer bags and brand-new cars. She shares which purchases she regrets, where she thinks you can spend less without sacrificing much, and why a high price tag doesn’t always mean better value. If you’re trying to save money, avoid lifestyle creep and make smarter spending decisions, this episode could save you thousands. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes…
S9 · E32 · 17 Aug 2026 · 16 min
I Tried To Time The Market, This Happened (Learn From My Mistake)
This week, Sim shares what happened when she broke one of investing’s biggest rules and tried to time the market by selling her NVIDIA shares. She breaks down why predicting market bubbles is almost impossible, the hidden costs of buying and selling, and why time in the market can matter more than getting the timing perfect. It’s a real-life investing lesson on overconfidence, market timing, and why a long-term strategy built around broad market index funds can be much simpler. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under…
S9 · E31 · 10 Aug 2026 · 22 min
Why I’m Not Selling My S&P500 Funds
This week, Sim breaks down why she’s not selling her S&P 500 investments or pulling her money out of the US stock market, despite growing fears about America’s future. She explores four key reasons she remains confident in US investing long term, including innovation, access to capital, market liquidity, and the global revenue generated by S&P 500 companies. Plus, Sim explains where emerging markets can fit into a diversified investment portfolio without making drastic decisions based on short-term fear. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build…
S9 · E30 · 3 Aug 2026 · 25 min
6 Ways People Pleasing Is Costing You Money
This week, Sim breaks down the hidden ways people pleasing could be costing you thousands, from accepting extra work without recognition to underselling yourself, overspending, and struggling to set financial boundaries. She shares practical strategies to negotiate your salary with confidence, stop money leaks, and build healthier habits at work and at home. If you want to earn more, spend less, and stop letting guilt get in the way of your financial goals, this episode is for you. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in…
S9 · E29 · 27 Jul 2026 · 16 min
I Retired Early, Then Went Back to Work
This week, Sim reflects on what happened after reaching financial independence and why retiring early wasn't what she expected. She shares the reality of hitting her FIRE number, why she chose to keep building Friends That Invest, and the surprising lessons she learned about purpose, productivity, and finding a career you don't want to retire from. If you're working towards financial freedom, this episode will help you rethink what wealth really means once you've reached your goal. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in…
S9 · E28 · 20 Jul 2026 · 18 min
Should You Save For Tomorrow or Spend Today? My Framework
This week, Sim explores one of the biggest personal finance questions of all: should you spend money enjoying your life today, or save everything for the future? She shares how to find the balance between building wealth and creating meaningful experiences, why being too frugal can sometimes hold you back, and practical ways to spend with intention instead of guilt. If you've ever wondered whether you're saving too much or not enough, this episode will help you rethink your relationship with money. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial…
S9 · E27 · 13 Jul 2026 · 19 min
The Best & Worst Performing Asset Classes Over 10 Years
This week, Sim breaks down the best and worst performing asset classes of the past decade to reveal what history can actually teach us about investing. She explains why chasing last year's winners rarely works, what the data says about US stocks, bonds, gold, REITs, commodities and emerging markets, and how to build a more resilient long-term portfolio. If you want to become a smarter investor without trying to predict the market, this episode is packed with practical, evidence-based insights. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial…
S9 · E26 · 6 Jul 2026 · 25 min
6 Popular Financial Tips You Should Absolutely Ignore
This week, Sim breaks down six of the most common money tips that sound smart but could actually cost you thousands over the long term. From trying to time the stock market and day trading to using debt to invest, relying on Bitcoin as an inflation hedge, and believing property prices always rise, she explains what the research really says. If you want to build wealth with fewer mistakes and more confidence, this episode will help you separate financial facts from popular myths. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under…
S9 · E25 · 29 Jun 2026 · 32 min
15 Little Splurges To Help You Be So Productive, it Feels Illegal
This week, Sim shares the 15 purchases that have genuinely made her more productive, happier, and more intentional with her money. From a Kindle and a quality mattress to meal prep, travel upgrades, and the surprising $99 gadget that helped her reclaim over 1,000 hours from social media, she breaks down which splurges are actually worth the investment. If you're trying to spend smarter instead of simply spending less, this episode will help you decide where paying more can genuinely improve your life. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build…
S9 · E24 · 22 Jun 2026 · 25 min
Every Financial Trap You'll Face As Your Investment Portfolio Grows: 1K, 10K, 1M
This week, Sim walks through every stage of the investing journey, from your first $1,000 invested to building a $1 million portfolio, and reveals the biggest financial traps to avoid along the way. She shares the mistakes she made with brokers, meme stocks, IPO investing, portfolio diversification, and tax planning, plus the habits that helped her grow long-term wealth. Whether you're just starting to invest or working towards financial independence, this episode will help you make smarter decisions at every portfolio milestone. Watch on YouTube | Somnipods 3 More from Friends That Invest:…
S9 · E23 · 15 Jun 2026 · 21 min
The Millionaire Next Door: Why Wealthy People Don't Look Rich
This week, Sim breaks down the biggest lessons from The Millionaire Next Door and reveals why the people who look wealthy are often not the people who are actually building wealth. She explores the habits of self-made millionaires, the difference between high earners and wealth accumulators, and why professionals like doctors, lawyers, and business owners can sometimes struggle most with lifestyle inflation. If you're trying to grow your net worth, invest more effectively, and avoid the common money traps that keep people from building long-term wealth, this episode is for you. Watch on…
S9 · E22 · 8 Jun 2026 · 21 min
Index Funds Are Changing: Here’s What You Need to Know
This week, Sim breaks down the major changes coming to popular index funds like the S&P 500 and Nasdaq 100 ahead of high-profile IPOs from companies such as SpaceX, OpenAI, and Anthropic. She explains how private markets have transformed investing, why index providers are changing their rules, and what these updates could mean for long-term investors. Sim also explores the risks, opportunities, and whether you should change your investing strategy or continue dollar-cost averaging through the noise. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build…
S9 · E21 · 1 Jun 2026 · 18 min
The Market Is Changing Again… Do This
This week, Sim breaks down the latest Federal Reserve interest rate news and explains what rising interest rates could mean for your investments, mortgage, savings, and financial future. She explores why stock markets often fall when rates rise, how inflation and economic growth are connected, and what investors should expect if the Fed increases rates again. Sim also shares practical strategies for navigating market volatility, building an emergency fund, and staying confident as a long-term investor during uncertain economic times. Watch on YouTube | Somnipods 3 More from Friends That…
S9 · E20 · 25 May 2026 · 30 min
How to Handle Finances as a Couple (The Right Way)
This week, Sim breaks down the money conversations every couple needs to have, from financial red flags and secret debt to budgeting, investing, prenups, and building wealth together. She shares practical advice on combining finances, navigating different money mindsets, and why financial compatibility matters just as much as emotional compatibility in long term relationships. Sim also opens up about her own relationship, FIRE journey, and the habits that help couples create financial security without losing their independence. Watch on YouTube | Somnipods 3 More from Friends That Invest:…
S9 · E19 · 18 May 2026 · 43 min
My Honest FIRE Q&A: Money, Work & Wealth After Retirement
This week, Sim answers your biggest money, investing, and lifestyle questions in a candid Q&A episode covering everything from spending anxiety and lifestyle creep to FIRE, investing strategy, and building financial discipline. She shares her honest thoughts on wealth, index funds, market bubbles, and why reaching financial independence completely changed the way she thinks about retirement and work. Sim also opens up about the emotional side of money, navigating comparison culture, and how to create a rich life without losing yourself in the process. Watch on YouTube | Somnipods 3 More from…
S9 · E18 · 11 May 2026 · 22 min
I retired at 29 through startups and investing: here is exactly how
This week, Sim shares the deeply personal story of becoming financially retired at just 29 years old and reveals the exact strategies that helped her achieve FIRE (Financial Independence, Retire Early). She breaks down her FIRE number, the investing habits and side hustles that accelerated her wealth, plus the mistakes she wishes she avoided along the way. Sim also opens up about the surprising reality of “retirement,” why financial freedom didn’t look the way she expected, and how reaching FIRE changed her relationship with work, money, and purpose. Watch on YouTube | Somnipods 3 More from…
S9 · E17 · 4 May 2026 · 28 min
I Read Emma Grede’s Book So You Don’t Have To: 6 Takeaways
This week, Sim breaks down Start With Yourself by Emma Grede, sharing key lessons on money mindset, career growth, and building a clear vision for your future. She unpacks practical strategies like making decisions with confidence, negotiating your worth, and managing emotions in business and life. Plus, Sim addresses the criticism around the book and what it really means for ambitious women navigating wealth, success, and personal finance. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+…
S1 · E21 · 27 Apr 2026 · 35 min
Investing Tips from a Successful Angel Investor | Jaclyn Johnson
This week, Sim sits down for an interview with angel investor and entrepreneur Jaclyn Johnson to unpack how startup investing really works behind the scenes. They break down how to start angel investing with as little as a few thousand dollars, what to look for in founders, and how women can access opportunities traditionally kept behind closed doors. If you’ve ever been curious about investing in startups but felt intimidated, this episode gives you a clear and practical starting point. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence…
S9 · E16 · 20 Apr 2026 · 24 min
4 Reasons Women Should Start a Business in 2026
This episode breaks down the real pros of starting a business in today’s economy, especially for women navigating job insecurity and income ceilings. Sim shares why traditional “job security” isn’t what it used to be, how business ownership can unlock higher income potential, and why it’s never been easier to start something of your own. If you’ve been thinking about starting a business but feel unsure, this episode gives you a grounded, honest look at what that path can offer. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under…
S9 · E15 · 13 Apr 2026 · 22 min
Do This RIGHT NOW during the Iran War
This week, Sim breaks down what’s happening in the market during global conflict and what it actually means for your investments. She unpacks why markets react the way they do during war, what history tells us about downturns, and how to stay calm when your portfolio drops. If you’re feeling anxious about losing money or unsure what to do next, this episode walks you through a clear, practical plan to navigate it. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram |…
S9 · E14 · 6 Apr 2026 · 32 min
How to Get Out of Debt & Start Investing | Soph (The Curve)
This week, Sim sits down with Soph from The Curve to unpack her powerful money journey, from going into $50,000 of debt in her early twenties to becoming debt-free with investments and financial confidence. They dive into how to get out of debt, when to start investing, and why taking action with your money matters more than being perfect. If you’ve ever felt overwhelmed about where to start with money, this honest conversation will remind you it’s never too late to turn things around and build wealth your way. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea…
S9 · E13 · 30 Mar 2026 · 19 min
5 Myths About Wealthy Women
This week, Sim breaks down five of the biggest myths about wealthy women, from the idea that they have to look polished all the time to the belief that they only get rich by marrying well or divorcing well. She shares why real financial success often looks a lot quieter, why wealthy women are usually strong investors and generous connectors, and why looking busy is not the same as being truly wealthy. If you want a smarter, more grounded take on money, investing, and what rich women are actually like, this episode will help you rethink wealth, confidence, and financial freedom. Watch on…
S9 · E12 · 23 Mar 2026 · 23 min
Deinfluencing You: 5 Ways to Live a Rich Girl Life
This week, Sim shares the five things she wants to de-influence you from, from worrying about what people think at work to being scared of starting over, being too ashamed to be frugal, assuming women will not support each other, and fearing failure. She breaks down why career growth, workplace confidence, money habits, and personal development all get easier when you stop letting other people’s opinions shape your decisions. If you have been feeling stuck in your job, nervous about change, or worried about failing, this episode is the mindset reset you need to build confidence, make smarter…

About Friends That Invest

Friends That Invest is a English business podcast from Friends That Invest. Melo plays each episode straight from the publisher's own feed — no ads added, no account needed — and remembers where you stopped, in this browser only.

Publisher: Friends That Invest
Language: English
Category: Business
New episodes: Weekly
Typical length: 24 min
Latest episode: 12 Oct 2026
Feed: RSS — paste into any podcast app
Apple Podcasts: podcasts.apple.com/podcast/id1529887342
Rights: Friends That Invest

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