Episode notes
Financial advice can be valuable, but for plenty of Australians, the cost puts it out of reach. So could super funds hold the key to closing the advice gap? On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Rudy Leong, senior private wealth adviser at UniSuper, to discuss the type of financial advice members can currently access through their super funds and how that could change in the future. 00:00 Introduction 01:56 What is the financial advice gap? 04:00 What advice can super funds currently provide? 06:10 Does advice through a super fund cost money?…
Podcast
Friends With Money
Money Magazine · Business · English
We all have questions about money; how to earn it, how to spend it, and the best ways to invest so we can watch it grow. The Friends With Money podcast, created by Money Magazine (Australia’s longest-running and most-read personal finance magazine), shares its extensive network of finance experts,
More from Friends With Money All episodes →
-
S6 · E277 · 13 Oct 2026 · 15 minNew
Rate rise survival guide
With interest rates at their highest level in years, could homeowners be doing more to keep their mortgage costs down? On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Richard Whitten, money and home loans expert at Finder, to discuss the outlook for rates and the practical steps borrowers can take to cut their home loan costs. 00:00 Introduction 02:01 Are lenders passing on the latest rate rise? 03:08 What does the latest hike mean for borrowers? 04:22 Will there be another rate rise this year? 05:44 First steps to reduce your mortgage costs 08:00 How to…
-
S6 · E276 · 6 Oct 2026 · 21 min
How to maximise frequent flyer points
✈️ Are frequent flyer points still worth it after the rewards shake-up? ❓Question: With banks reducing rewards and changes to card surcharges coming into effect, should Australians still be chasing frequent flyer points? ✅ Short Answer: Yes, but only if you play the game strategically. Frequent flyer points can still deliver significant value, particularly for travel, but the rules are changing. According to points expert David Moloney, Australians need to focus on earning points efficiently, avoiding interest charges, and redeeming points before they lose value. 💡 Key Takeaways: New RBA…
-
S6 · E274 · 22 Sep 2026 · 11 min
Card surcharge changes
From October, card surcharges will become a thing of the past. But while the change promises savings for cardholders, it could have ripple effects beyond the checkout. On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Adele Eliseo, founder of The Champagne Mile, to explain what's changing, who's likely to benefit and why credit cardholders need to pay close attention. 00:00 Introduction 01:34 What happens to card surcharges from October? 03:42 Why are card surcharges being banned? 04:40 How much are consumers likely to save? 05:32 The impact on rewards credit…
-
S6 · E273 · 15 Sep 2026 · 21 min
Small caps, big upside?
Australia's sharemarket may be dominated by a handful of large miners and banks, but there are plenty of opportunities beyond the heavyweights. On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Jamie Hannah, deputy head of investments and capital markets at VanEck, to discuss the risks and rewards offered with small caps and mid caps. 00:00 Introduction 01:17 What are small caps and mid caps? 03:33 Behavioural differences 05:07 The mid cap sweet spot 06:18 How have small and mid caps performed? 08:36 The investment case for smaller companies 11:21 How much…
-
S6 · E272 · 8 Sep 2026 · 14 min
The retirement revolution
💰 The retirement revolution: Why working longer isn't the real retirement plan ❓ Question: How is retirement changing in Australia, why are so many people worried about running out of money, and what practical steps can Australians take now to improve their chances of a comfortable retirement? ✅ Answer: According to journalist Nina Hendy, retirement is no longer a fixed destination reached at a particular age. More Australians are gradually transitioning into retirement through part-time work, flexible arrangements and second careers rather than stopping work completely. At the same time,…
-
S6 · E271 · 1 Sep 2026 · 15 min
Are term deposits back?
With interest rates near their highest levels in years, many savers will be taking a fresh look at term deposits. But are they the right home for your cash? On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Olivia McArdle, head of deposits and payments at Macquarie Bank, to unpack everything savers need to know about term deposits. 00:00 Introduction 01:25 Term deposits versus savings accounts 04:10 Are higher rates making term deposits more attractive? 05:50 How banks determine term deposit rates 08:15 Common mistakes savers make with term deposits 10:50 Can…
-
S6 · E270 · 25 Aug 2026 · 17 min
The ETF investing playbook
In August 2001, Australia’s first ETFs were launched. Today, more than two million Australians own them. So what can investors learn from 25 years of ETF investing? On this episode of the Friends With Money podcast, Money's Tom Watson is joined by Jonathan Shead, head of investments, Australia, at State Street Investment Management, to discuss the evolution of ETFs and the investing behaviours that matter most. 00:00 Introduction 01:11 Biggest lesson from 25 years of ETFs 03:07 How investors should approach ETFs as investments 04:35 The evolution of diversification over time 06:20 Can you…
Take it with you
The Melo app keeps playing with the screen off, works in the car and on your watch, wakes you to your station, and browses the whole catalogue offline. Free, no ads, no account.
