S2E34: Being kinder to yourself during job changes

More from Headstart On Record All episodes →

1. 

   S1 · E38 · 15 Mar 2026 · 42 min

   S1E38: Quah Ting Wen on her infinite mindset and when she’ll stop competing

   Veteran national swimmer Quah Ting Wen discusses finding her own joy in swimming. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, ST video journalist See Kai Wen hosts national swimmer Quah Ting Wen, who tells him how American figure skating Olympic champion Alysa Liu’s infinite mindset inspires her as an athlete. The infinite mindset belongs to people who emphasise enjoying the game, rather than having their focus on winning it. With 65 medals under her swim cap, Ting Wen is the…

2. 

   S2 · E37 · 1 Mar 2026 · 32 min

   S2E37: Are you overinsured? Here's how to review your policies

   How much coverage is too much? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. The question people always have when buying insurance is: how much? And not just how much it costs, but how much is enough? How can you tell if you have too much insurance? In this episode, ST business correspondent Sue-Ann Tan looks at what being overinsured means and how to review your policies. Her guest is Life Insurance Association’s executive director Chan Wai Kit. Highlights (click/tap above): 3:36 What are riders…

3. 

   S2 · E36 · 22 Feb 2026 · 30 min

   S2E36: Top 3 things in Budget 2026 for young people

   This year's Budget spotlights more ways to invest your CPF and how to deal with AI. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Another year and another Budget speech, with goodies given out by PM Lawrence Wong. But is the Budget just about CDC vouchers and subsidies? What exactly is in it for young people? In this episode, ST business correspondent Sue-Ann Tan looks at what matters for young people in Singapore's Budget 2026. Her guests are DBS financial literacy expert Shawn Lee and OCBC executive…

4. 

   S2 · E35 · 1 Feb 2026 · 29 min

   S2E35: Investing in stocks or stuff?

   Is it better to buy stocks or invest in tangible things? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Logan Paul’s Pokemon card has gone for over US$1 million. But do physical items and collections really help your money to grow? How do Pokemon cards, Labubus and Marvel figurines measure alongside traditional stocks as investments? In this episode, ST business correspondent Sue-Ann Tan looks at the stocks versus the 'stuff'. Her guests are avid collector Ian Cheng and eToro market analyst Zavier…

5. 

   S2 · E33 · 30 Jan 2026 · 37 min

   S2E33: How to invest in 2026

   Tech stocks still shine, but beware the bubble. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. 2025 has been a turbulent year, and 2026 will also be marked by uncertainty. So amid such global turmoil, what should we invest in? In this episode, ST business correspondent Sue-Ann Tan looks at how to grow your money in 2026. Her guests are Gen Z investor Kass Phai, who is also a family wealth consultant at Unicorn, and veteran market watcher Ven Sreenivasan. Highlights (click/tap above): 1:26 Where are the markets…

6. 

   S2 · E31 · 31 Dec 2025 · 27 min

   S2E31: Should you buy gold now?

   Gold prices have soared in 2025 but here are things to consider before buying your first gold bar. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Gold has never looked shinier, especially as a safe haven in a volatile world. It reached highs when things were the most volatile, with Trump’s tariffs and then the federal government shutdown. But should you buy gold, how do you go about it and what are the considerations to be taken first? In this episode, ST business correspondent Sue-Ann Tan looks at how to…

7. 

   S2 · E32 · 14 Dec 2025 · 21 min

   S2E32: How a young entrepreneur’s own business helped her discover new career

   She shares why and how she is moving on from a student business she co-founded. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Imagine starting a business after finishing your A-level exams, and then growing that business from strength to strength with two outlets in the heart of town within five years alongside your undergraduate studies. Now imagine making the tough decision to take all that one has learned into a new adventure: the first job, one that was never on the radar previously. That is the journey of…

8. 

   S2 · E30 · 16 Nov 2025 · 30 min

   S2E30: Budgeting for three holidays in 2026

   More holidays a year sounds great but ensure they stay within budget by using these hacks. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Instead of saving for a home, young people are now saving for travel and leisure. Over half of young workers said saving for trips is among their top financial goals, a survey showed. So travel is clearly a top of mind issue for Singaporeans. But how do we budget for three trips a year? In this episode, ST business correspondent Sue-Ann Tan looks at how to achieve your…

9. 

   S2 · E29 · 2 Nov 2025 · 35 min

   S2E29: Will AI steal your lunch? What Singapore workers need to know

   Find out how to choose the right employers, training and career paths to ride the wave. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. We are in the thick of it. Artificial intelligence (AI) has already taken root in our personal and professional lives, and is set to reshape society even more. How best to set ourselves up for success for the years to come? What is the support at hand to help us make better career choices? In this episode, host and ST correspondent Tay Hong Yi chats with Mr Dinesh Vasu Dash,…

10. 

    S2 · E28 · 19 Oct 2025 · 23 min

    S2E28: How platform work can support young talent

    Platform work can expand employment options and opportunities, but only with careful regulation. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Digital platform work has become a fixture of Singapore society, with a contingent of almost 70,000 plying their trade, mostly in ride-hailing or food delivery. In a special episode of Headstart On Record, co-host Tay Hong Yi moderates a fireside chat with four panellists across the platform work ecosystem at the Global Dialogue on Digital Platform Work on Sept 29. Hear…