by Damien Jordan & Timeyin Akerele from Most · English · Business
Learn how to build wealth - investing, pensions, the psychology of money - even things like how to get a payrise. Hosted by the UK’s top personal finance YouTuber Damien Jordan and his best mate Timeyin Akerele, this is the financial education we wish we’d had. Our focus is on the big stuff, teachin
The NHS now costs around £240 billion a year across the UK. We're spending more than ever before. It employs more people than ever before. So why doesn’t it feel like it’s getting Max Warner is an economist at the Institute for Fiscal Studies who specialises in health and social care. 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for…
Marcia is a 45 year old counsellor from Birmingham. Has investing changed your life? https://makingmoney.email/listener-story-form 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.…
The Bank of England has a key target: to keep inflation at 2%. Its main tool is interest rates. Dr Swati Dhingra is an external member of the Bank’s Monetary Policy Committee, which she joined in August 2022, making her one of just nine people who decide what that interest rate should be. 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional…
Former trader Tom Hayes was sentenced to 14 years in prison for manipulating LIBOR, which used to be one of the world's most important interest rates. Prosecutors said Tom was the ringleader of a conspiracy to influence the rate. Tom says he was made a scapegoat for the financial crisis and that what he did was commonplace. He ended up spending five and a half years in prison before being released in 2021. Then in 2025 the Supreme Court overturned his conviction. *LIBOR has now been replaced by other benchmarks. 🎉 Sponsors: Uswitch - See if you can save by switching to solar:…
Many of us dream of retiring early, or at least having the option to. Gareth, one of our viewers, retired at just 48. But what happens when the plan you've spent years building is finally put to the test? Check out our AI financial planning tool: https://makingmoney.email/AI 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you.…
Rob Dix says we can’t rely on the rules of the past to get the financial future we expect, and shares some new ideas for what we can do instead. Rob is a finance expert, host of The Property Podcast and has just released a new book called 'Seven Myths About Money: And The Truth About Finding Financial Freedom’. *This episode was originally published on the 6th of January 2025* Rob’s book: https://shorturl.at/btaw 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney –…
From performing on the streets at 16 to becoming a stand-up comedian, Stuart Goldsmith has never had a salary. 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial…
Alasdair Walker is a financial planner but he’s also one of the people behind the popular UK Personal Finance flowchart and former moderator of the Reddit community. So we’re not exaggerating when I say he's helped millions of people make better money decisions. Check out our AI financial planning tool: https://makingmoney.email/AI UK Personal Finance Flowchart: https://ukpersonal.finance/flowchart/ 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you…
Former Premier League footballer Clarke Carlisle has spoken openly about his struggles with mental health, including five suicide attempts, but rarely about the role money played throughout his life. In this episode, Clarke reveals how money became tied to his identity and self-worth, and reflects on the financial decisions he made during and after his football career. 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using…
Most investors are scared about the same thing: what if I invest and the market crashes tomorrow? Ben Carlson is author of the popular investing blog A Wealth of Common Sense and Director of Institutional Asset Management at Ritholtz Wealth Management. In his new book Risk and Reward, he looks at history's biggest market crashes, and what they can teach us about investing when the future feels uncertain. With Damo recovering from his injuries, personal finance YouTuber and friend of the podcast Toby Newbatt kindly steps in to co-host alongside Timeyin. Ben’s book: https://amzn.eu/d/06cqX44V…
*This episode was originally published in July 2024 - some facts and figures may have changed* We can’t talk enough about the pensions crisis. Most people aren’t saving enough for the life they are going to want and something has to be done about it. We cover the big questions: why is there a problem, how much we really need to be saving and will the state pension even exist when you retire? Tom McPhail is a pensions industry expert. He no longer works for finance consultancy firm Lang Cat. If you want to watch me talk about my accident: https://www.youtube.com/watch?v=BKvUB0ks2BU 🎉…
How should you invest in retirement? Are annuities actually a good idea again? What if you’ve only got 5 years to get to your goal? We put your biggest money questions to friend of the podcast and financial adviser Lisa Conway-Hughes. You can learn more about Lisa’s advice firm here: https://lchwealth.co.uk/most/ 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission.…
On this podcast we speak to investors, economists and money experts. But some of the most interesting perspectives come from people outside the finance industry. Today's guest is Cam, a serving soldier in the British Army and the creator of the Savvy Squaddie YouTube channel. Do you want to share your money stories on the podcast? https://makingmoney.email/listener-story-form 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or…
What would happen if someone else got access to your phone? I’d not really thought about how serious that could be until this conversation with Victoria. 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply.…
One thing we've learned from interviewing hundreds of people about money is that the numbers are only part of the story. Today we’re speaking to Neil, better known as Neil Invests, not just about his portfolio, but the journey that got him there - from sleeping on his sister's floor and battling shame and depression, to building £175k in his ISA over 6 years and being planning to retire at 50. Here’s the link to our compound interest calculator: https://makingmoney.email/compound-interest-calculator You can find Neil on Instagram and Youtube @neilinvests Listen to our episode with Toby here:…
They say our money habits are shaped by our parents, with many of them formed before we're even seven years old. So I wanted to find out where my relationship with money really came from. To do that, I sat down with the one person who's been there from the very beginning. 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you.…
Patrick Foster is a recovering addict who spent every day for 13 years gambling. It all started with a 2 pound bet... TW: This episode contains discussions of suicide and addiction, which some listeners may find distressing. If you are struggling with addiction in the UK: https://www.nhs.uk/live-well/addiction-support/ Patrick's app: https://reclaimapp.co.uk/ 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of…
Does UK politics actually work? Is the system broken? And if it is, what needs to change? We don't often do political interviews, but this felt like an important moment to have one. We spoke to political commentator Ian Dunt two years ago before Labour came to power. He correctly predicted what would happen. So we got him back on. 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may…
Modern Britain has been shaped by economic decisions. Was austerity the biggest economic mistake of the last generation? Cahal Moran is an economist and host of the YouTube channel Unlearning Economics. His latest book is Why We’re Getting Poorer (https://amzn.eu/d/0cNLJJDO). 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for…
Ramin Nakisa from PensionCraft is back. Like me he’s spent years explaining why investing 100% in global equities works. But recently, he changed his portfolio, cutting his exposure by almost half. What changed? And what might make him change his mind again? 💬 Get personal help with your money from our AI Sorry, the retirement features aren’t quite ready yet (we had to keep that ending!) but you can still get help from our AI here: https://makingmoney.email/AI 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company…
What’s the best kind of stock market for a new investor? Most people assume you want years of rising prices. But Andrew Clare, who’s spent decades researching investing, says that’s not always true. Here’s Andrew’s paper: https://doi.org/10.3905/jor.2025.1.180 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember…
Megan was in her early 30s when she and her partner finally faced up to more than 14 years of debt. After years of overdrafts, credit cards and quietly spiralling finances, they confronted nearly £40,000 they owed. Megan documented their journey out of debt (@that_girl_in_debt), and now they’ve taken their first steps into investing and hope to save £40,000. Do you have your own story about money, investing, or financial mistakes? We’d love to hear it: https://makingmoney.email/listener-story-form 🎉 Sponsors: Uswitch - See if you can save by switching to solar:…
The UK has some of the most expensive household electricity in the world. Why are energy bills so high, and will they ever come down? The price you pay is shaped by rules set by Ofgem, the UK’s energy regulator. Neil Kenward is their Interim Director General of Markets. Thank you to everyone who sent in a question! 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission.…
Chris Budd is a former financial planner who believes we’re building wealth in completely the wrong way. 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial…
70% of people don’t budget which means there’s an opportunity for you to be better than most. A budget helps you navigate from the financial stage you’re at now to the one you want to get to, whatever your goal is. We’re here to find out how to budget, but first of all, let’s find out what Damo and T are wasting their money on... *This episode was originally published in May 2023 Get the budgeting spreadsheet we mentioned: https://makingmoney.email/budget-spreadsheet 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your…
In 1995, Nick Leeson brought down the UK’s oldest merchant bank, Barings, with £862 million in hidden losses. The final hit to Barings was £827 million, triggering one of the biggest financial collapses in history. He explains how it really happened and how things spiralled over time. Was it fear of failure, the pressure to succeed, or something deeper that kept him going? 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service…
Can you actually afford to buy a home right now? And if you can, should you? Eddie Ross is co-founder of Tembo Money, a mortgage broker that helps first-time buyers get on the ladder. He answers your questions about affordability, how mortgages actually work today, what’s happening with LISAs and covers some of the lesser-known options that most people don’t talk about. 🏡 Here’s the link Eddie mentioned to check your affordability online: https://makingmoney.email/tembo *This episode was recorded in March 2026 and some data might have changed since then 🎉 Sponsors: Uswitch - See if you can…
Finance professor Mo Milevsky explains why your “human capital” (your career, income, and life choices) should shape how you invest both when you're building wealth and when in retirement and why most people are taking the wrong kind of risk. 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can…
Have you ever felt it is too late to start investing? Dave is 46, and he started investing at 44. He’s just managed to max out his ISA this year. How did he do it? Thank you to everyone who entered the competition, the winners have now been contacted. Thank you so much for listening and also a big thanks to Andrew Craig, the author, for kindly providing an additional five copies. Do you have a story you'd like to share on the podcast? https://makingmoney.email/listener-story-form 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta…
Will your pension actually be enough for retirement? Or are you heading for a shortfall without realising it? Al Miles is an investment actuary who has analysed the UK pension system, and found that millions of workers will fall short of what they need for retirement. But she didn’t stop there. She’s also looked at ways we can fix it. 🎉 Sponsors: Uswitch - See if you can save by switching to solar: https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: https://vanta.com/makingmoney – If you purchase a product or service using one of the links above, we…
About Making Money
Learn how to build wealth - investing, pensions, the psychology of money - even things like how to get a payrise. Hosted by the UK’s top personal finance YouTuber Damien Jordan and his best mate Timeyin Akerele, this is the financial education we wish we’d had. Our focus is on the big stuff, teachin
Making Money is a English business podcast from Damien Jordan & Timeyin Akerele from Most. Melo plays each episode straight from the publisher's own feed — no ads added, no account needed — and remembers where you stopped, in this browser only.
The Melo app keeps playing with the screen off, works in the car and on your watch, wakes you to your station, and browses the whole catalogue offline. Free, no ads, no account.
