Podcast · Business

Retire Right

Retire Right is an Australian Retirement podcast. You only retire once, so retire right. Brought to you by the podcast, 'money money money'. Hosted on Acast. See acast.com/privacy for more information.

New episodes: Weekly
Typical length: 1 hr 1 min
Latest: 7 Oct 2026
Language: English

Latest episode

7 Oct 2026 · 1 hr 7 min

441 Transition to retirement, death tax, recontribution strategy, sell house to travel + more

Retire Right is brought to you by Tallowwood Wealth Advice. Specialist retirement financial advisers. You can book a complimentary appointment wherever you are in Australia by visiting https://www.tallowwoodwealth.com.au/ Get our new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE In this Q&A episode Glen James and Martin McGrath discuss: 👉 do I need to disclose what I spend TTR money on? 👉🏼 setting up a transition to retirement strategy 👉🏽 will my kids have to pay tax when they receive my super and how is this calculated? 👉🏾 strategies to reduce tax for super beneficiaries 👉🏿…

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Earlier episodes 29 most recent

S4 · 30 Sep 2026 · 1 hr 10 min
440 Centrelink Q&A: bereavement, gifting, super recontribution, carer payment + more
Retire Right is brought to you by Tallowwood Wealth Advice. Specialist retirement financial advisers. You can book a complimentary appointment wherever you are in Australia by visiting https://www.tallowwoodwealth.com.au/ Buy Glen and Vince Scully's new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE Justin Bott returns to the show for another Centrelink Q&A, and as a Community Information Officer at Services Australia, he's the perfect person to answer your burning questions. In this episode, Glen and Justin touch on: 👉 bereavement payments - what happens to your pension when…
S4 · 24 Sep 2026 · 53 min
Age Pension increase + other changes you need to know with Justin Bott from Services Australia
Retire Right is brought to you by Tallowwood Wealth Advice. Specialist retirement financial advisers. You can book a complimentary appointment wherever you are in Australia by visiting https://www.tallowwoodwealth.com.au/ Buy Glen and Vince Scully's new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE Justin Bott from Services Australia joins Glen James to unpack the changes that took effect on 20 September and what it means for your pension. They touch on: 👉 12 Months to Retire Right is now on sale and available for pre-order! 👉🏼 the new increased age pension rates 👉🏽 living…
S4 · 23 Sep 2026 · 1 hr 6 min
439 Property Q&A: how CGT will work, investment property after age 50, best time to sell + more
Retire Right is brought to you by Tallowwood Wealth Advice. Specialist retirement financial advisers. You can book a complimentary appointment wherever you are in Australia by visiting https://www.tallowwoodwealth.com.au/ Buy Glen and Vince Scully's new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE In today's episode Glen is joined by John Pidgeon, buyer's advocate, host of This Is Property and author of Sort Your Property Out and Build Your Future for a property deep dive and Q&A. They touch on: 👉 how capital gains tax will be calculated under the new changes pre and post…
S4 · 16 Sep 2026 · 1 hr 6 min
438 Money in your 70s: optimising and protecting
Retire Right is brought to you by Tallowwood Wealth Advice. Specialist retirement financial advisers. You can book a complimentary appointment wherever you are in Australia by visiting https://www.tallowwoodwealth.com.au/ Buy Glen and Vince Scully's new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE Retirement planning doesn’t just happen once, it’s an ongoing process that changes as you move through your 50s, 60s and 70s. In this episode, Glen and financial adviser Martin McGrath discuss why your 70s are the decade to optimise and protect your wealth. They cover: 👉 reviewing…
S4 · 9 Sep 2026 · 1 hr 3 min
437 WWGD: 50, widowed & what to do with a large life insurance payout
Retire Right is brought to you by Tallowwood Wealth Advice. Specialist retirement financial advisers. You can book a complimentary appointment wherever you are in Australia by visiting https://www.tallowwoodwealth.com.au/ In this episode of 'What Would Glen Do', Glen chats with Louise, a 50 year old education assistant in Perth who needs help deciding what to do with the $1.4M sitting in her savings account two years on from losing her husband to a terminal illness. Louise wants to know: What should I do with it? Do I have permission to spend it? And do I need income protection? Subscribe to…
S4 · 2 Sep 2026 · 1 hr 5 min
436 Money in your 60s: the decision decade
Retire Right is brought to you by Tallowwood Wealth Advice. Specialist retirement financial advisers. You can book a complimentary appointment wherever you are in Australia by visiting https://www.tallowwoodwealth.com.au/ Retirement planning doesn’t just happen once, it’s an ongoing process that changes as you move through your 50s, 60s and 70s. In this episode, Glen James and Martin McGrath unpack why your 60s are the most opportunity-rich decade for wealth planning. They cover: 👉 why your 60s are the decision decade 👉🏼 maximising your final contribution opportunities 👉🏽 knowing your…
S4 · 26 Aug 2026 · 39 min
435 Aged care planning: the $585k decision nobody was ready for (a real case study)
Retire Right is brought to you by Tallowwood Wealth Advice. Specialist retirement financial advisers. You can book a complimentary appointment wherever you are in Australia by visiting https://www.tallowwoodwealth.com.au/ In today's episode, Nathan Fradley from Fradley Advice presents a full aged care case study with a live visual walkthrough of the numbers that a real couple faced when one spouse needed to unexpectedly and urgently enter care. He touches on: 👉 an introduction to the case study 👉🏼 what is a RAD and DAP 👉🏽 how means testing works for the age pension vs aged care 👉🏾 their aged…
S4 · 19 Aug 2026 · 54 min
434 Money in your 50s: 6 things to do before retirement sneaks up on you
Retire Right is brought to you by Tallowwood Wealth Advice. Specialist retirement financial advisers. You can book a complimentary appointment wherever you are in Australia by visiting https://www.tallowwoodwealth.com.au/ Your 50s are the decade when retirement stops being abstract and starts being real. If you've been drifting, it's time to get serious! Glen James is joined by financial adviser Martin McGrath from Financial Edge Group. They touch on: 👉 mortgage vs super? 👉🏼 a salary sacrifice strategy that Martin models live 👉🏽 super contribution strategies for couples 👉🏾 reviewing your…
S4 · 12 Aug 2026 · 47 min
433 Couples age gap & Age Pension, inheriting a home, the retirement sweet spot + more
Retire Right is brought to you by Tallowwood Wealth Advice. Specialist retirement financial advisers. You can book a complimentary appointment wherever you are in Australia by visiting https://www.tallowwoodwealth.com.au/ In today's episode Glen and financial adviser Nathan Fradley talk about: 👉 Wendy's questions around an older spouse applying for the age pension: - how will Centrelink assess my income when my husband applies? - if he doesn't qualify, what seniors health cards are available? - should I consider reducing my work hours before he applies? - if he uses his super to pay off the…
S4 · 5 Aug 2026 · 1 hr 12 min
432 Downsizer rules, super contributions, investing for teens & can AI do your retirement planning?
Retire Right is brought to you by Tallowwood Wealth Advice. Specialist retirement financial advisers. You can book a complimentary appointment wherever you are in Australia by visiting https://www.tallowwoodwealth.com.au/ In this episode Glen is joined by return guest Gemma Dale, Head of Investor Behaviour and SMSF at nabtrade and host of the Your Wealth podcast. They discuss your questions touching on: 👉 is there a program that can put together a financial plan? 👉🏼 DIY vs paying for financial advice 👉🏽 how effective is AI for financial advice? 👉🏾 when do you need to submit a notice of…
S4 · 29 Jul 2026 · 43 min
431 Retiring overseas, age gaps & super drawdown, returning to work after age 60 + more
In this Q&A Glen and Nathan Fradley discuss your questions around: 👉 retiring overseas and how should Rob invest? 👉🏼 seeing an adviser from your super fund 👉🏽 age gaps and drawing down super balances in retirement 👉🏾 TTR and accessing super from age 60 👉🏿 is it possible to retire at 60 and then return to work? Subscribe to Retire Right on Youtube: https://www.youtube.com/@RetireRightAus If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help Sign up to the Retire Right…
S4 · 22 Jul 2026 · 50 min
430 Mortgage Q&A: getting a loan after age 50, refinancing, helping your kids buy + more
In this episode Genevieve Lyons and Joe Carroll from Sphere Home Loans join Glen to answer your questions about: 👉 is it harder to refinance a smaller loan? 👉🏼 how to help my daughter who is a single mum to buy a home 👉🏽 banks won't lend to me because I'm retired 👉🏾 getting loans after ago 50 👉🏿 getting a loan for a downsizer instead of using bridging 👉🏻 helping children in their 20s to buy their first home 👉 what is a parental guarantee and how does it work? 👉🏼 how often should I review my mortgage rate? 👉🏽 structuring my IP loan 👉🏾 low doc loans 👉🏿 Joe & Genevieve discuss the current…
S4 · 15 Jul 2026 · 49 min
429 The non-financial side of retirement: identity, purpose & what the research actually says with Dr Joanne Earl
In this episode Glen and Vince Scully are joined by Dr Joanne Earl, organisational psychologist, retirement researcher of 20 years and as of recently, a retiree herself. She's now putting her own research into practice in real time. The episode touches on: 👉 what the research actually says about a happy and successful retirement 👉🏼 the three reasons people leave earlier than planned 👉🏽 Jo's retirement transition experience 👉🏿 is 'retirement' dead? 👉🏾 when's the best time to retire & the four enoughs framework 👉🏻 when's the best time to plan your retirement 👉🏽 navigating identity shifts in…
S4 · 8 Jul 2026 · 1 hr 1 min
428 Centrelink Q&A: Jobseeker, hobby farms, deeming rates & defined benefits with Justin Bott from Services Australia
Joining Glen for another Q&A is Justin Bott from Services Australia! In this episode they touch on: 👉 does Centrelink look back at your bank accounts and assets from the five years before you turn 67? 👉🏼 what happens to your Jobseeker payment if you access super between age 60 and 67 👉🏽 can older Australians who've never owned a home access the Help to Buy scheme? 👉🏾 will my 25-acre hobby farm affect my age pension eligibility? 👉🏿 DSP vs age pension at 67 - do you have to transfer and should you? 👉🏻 what is deeming? 👉 how does Services Australia assess defined benefit pension income 👉🏼 what…
S4 · 1 Jul 2026 · 1 hr 2 min
427 Defence force retirement planning: defined benefit schemes & the mistakes that cost thousands
In this episode Glen sits down with independent financial adviser, Andrew Saikal-Skea to answer your questions about money & retirement and the military. They talk about: 👉🏻 the compulsory retirement age 👉 defined benefit schemes & how they differ from super 👉🏼 the MSBS (Military Superannuation and Benefits Scheme) 👉🏽 the DFRDB (Defence Force Retirement and Death Benefits Scheme) 👉🏾 ADF cover & super 👉🏿 retirement planning if you continue working after 60 👉🏻 common MSBS money mistakes 👉🏾 the $1000 financial advice allowance 👉🏽 tax on MSBS 👉 reversionary pensions 👉🏼 how does a defined benefit…
S4 · 24 Jun 2026 · 1 hr 5 min
426 Centrelink myths, pension rules & home equity scheme with Justin Bott from Services Australia
Glen James is joined again by Justin Bott, Community Information Officer at Services Australia for a deep dive into: 👉 5 common misunderstandings about Centrelink & the age pension 👉🏼 the Home Equity Access Scheme (HEAS) and how it works 👉🏽 is my pension affected if my adult kids still live at home and pay board or rent? 👉🏾 Centrelink and international pensions 👉🏿 retiring overseas and age pension eligibility 👉🏻 coming home to retire in Australian and age pension eligibility 👉 applying for the age pension while closing a business 👉🏼 organising an aged care assessment for a parent or loved…
S4 · 18 Jun 2026 · 53 min
June markets: SpaceX, ASX, S&P, sector performance + more
This episode was recorded on 18 June 2026. Glen is joined in the studio by Gemma Dale, Investor Behaviour and Markets Specialist at nabtrade and host of the Your Wealth podcast to cover: 👉🏿 the SpaceX IPO 👉🏻 a review of the ASX 200 and S&P 500 👉 a sector-by-sector breakdown of what's actually been happening under the hood Learn to invest with Glen's award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/ Subscribe to Retire Right on Youtube: https://www.youtube.com/@RetireRightAus If you’d like to chat with someone about your personal situation,…
S4 · 17 Jun 2026 · 1 hr 5 min
425 WWGD: Recently widowed, $400K term deposit & planning for retirement
In this "what would Glen do" episode, Glen sits down with Sue who is 54 for a retirement health check following her husband's sudden passing. They touch on: 👉 Sue's financial snapshot 👉🏼 Glen's sound financial house framework 👉🏽 savings, super & housing situation 👉🏾 car situation 👉🏿 Sue's share portfolio 👉🏻 considerations - helping kids & grandkids & should Sue get solar on the house? 👉 what would Glen do? Need a system to manage your money? Check out the free Glen James Spending Plan 6 ways to invest for kids:…
S4 · 10 Jun 2026 · 1 hr 8 min
424 The expat's handbook: super, shares, tax & coming home with Brett Evans
Living overseas or thinking about it? In this episode Glen is joined by Brett Evans, financial adviser & managing director at Atlas Wealth to answer all your money questions. Brett also shares about what life has been like for him and his family during the Middle East conflict. They cover: 👉🏼 paying HELP debt on overseas income 👉🏽 repatriating after many years overseas (US citizens vs non-US) 👉🏾 managing tax obligations whilst overseas 👉🏿 managing super and international pensions 👉🏻 investing, contributing to super & holding life insurance as an expat 👉 setting up a new super account and TFN…
S4 · 3 Jun 2026 · 57 min
423 Grey divorce: what separation can cost you in retirement
Divorce and separation can be challenging at any stage of life, but the financial impact can be even greater when retirement is on the horizon. In this episode, Glen is joined by financial adviser and certified divorce coach Dominique Bergel-Grant to unpack the realities of "grey divorce" and what it means for your retirement plans. They touch on: 👉 what is 'grey divorce'? 👉🏼 what certification/study is needed to become a divorce coach 👉🏾 what it looks like to engage Dominique if considering divorce 👉🏿 helping clients navigate conversations with their partner 👉🏻 the first step for engaging…
S4 · 27 May 2026 · 50 min
422 To RAD or not to RAD: navigating the new aged care rules
Since November 1, Australia's aged care system had a major overhaul. Glen sits down with Nathan Fradley from Fradley Advice to cut through the acronyms and break down what families with aging parents actually need to know. They cover: 👉 why aged care doesn't start with a nursing home and the first step families should take 👉🏼 what does RAD actually mean? 👉🏽 the new November 1 rules 👉🏾 other aged care fees explained 👉🏿 what if only one parent needs to enter care? 👉🏻 the importance of sorting your power of attorney before there's a crisis Subscribe to Retire Right on Youtube:…
S4 · 20 May 2026 · 51 min
421 Catch-up contributions, term deposits in super, Centrelink income trap + more
In this Q&A Glen James and financial adviser Nathan Fradley chat about: 👉 catch up concessional contributions: how they work and the $500k super threshold 👉🏼 can you withdraw from super to get under $500k and put it back in? 👉🏽 term deposits inside super: are they safe? 👉🏾 does the government's $250k bank guarantee apply inside super? 👉🏿 how much to keep in super? $1M in super + $500k in shares at age 55 👉🏻 reportable super contributions and the Centrelink income test 👉🏽 how the ATI (adjusted taxable income) add-back impacts eligibility for Centrelink benefits 👉 is it a red flag if an…
S4 · 13 May 2026 · 1 hr 32 min
420 The 2026 Federal Budget: Glen James & Vince Scully with Jim Chalmers, MPs, insiders & what it all means for you
Thanks for listening to our 2026 Federal Budget show! You can watch it on Youtube here: https://www.youtube.com/@RetireRightAus . All filmed on Wednesday 13 May 2026 2.38 - Jim Chalmers - Treasurer 13.40 - Glen James and Vince Scully budget breakdown 47.23 - Allegra Spender (Ind.) 53.25 - Larissa Waters (Australian Greens Leader) 1 hr 4mins - Jane Hume (Deputy Leader of the Opposition (Lib.)) 1hr 12 mins - Phil Coorey (Australian Financial Review) 1hr 24 mins - Patricia Karvelas (ABC Afternoon Briefing & Party Room / Politics Now podcasts) If you’d like to chat with someone about your…
S4 · 6 May 2026 · 50 min
419 The latest retirement figures unpacked
The latest ASFA figures say a couple needs $730k in super to retire comfortably at 67, but what do those numbers actually include, and are they right for your situation? In this episode Glen and financial adviser Nathan Fradley unpack the data, challenge the assumptions and walk through Nathan's updated heat map showing how your super balance and age pension interact to produce income in retirement. They touch on: 👉🏻 Nathan's retirement model and what that means for how much you need to save 👉🏼 ASFA's comfortable vs modest retirement standards 👉 why the numbers don't stack up for a lot of…
S4 · 29 Apr 2026 · 48 min
418 Can AI replace your financial adviser, how much do you need to retire + more
In today's episode Glen is joined by Nathan Fradley from Nathan Fradley Advice to tackle your community questions: 👉 I'm using Gemini AI for financial planning and it seems good, is it safe, and should I trust it? 👉🏼 Tamara asked how much do I need to retire on $80K/yr for my situation? 👉🏻 Glen puts Tamara's question into ChatGPT, Gemini and Claude & they weigh in on what AI got right and what it missed 👉🏽 Nathan illustrates his retirement drawdown framework 👉🏾 with a TTR split 75% growth and 25% cash, can I nominate which bucket my pension payments come from? 👉🏿 I'm 56, own a small unit and…
S4 · 22 Apr 2026 · 1 hr 10 min
417 The three types of financial advice & why it costs what it does
In today's episode Glen is joined by Vince Scully, Portfolio Manager at Life Sherpa Invest to tackle one of the most talked about topics in finance: the cost of financial advice. Glen and Vince break down: 👉 the biggest myths about adviser fees 👉🏼 listener question: a $6k re-contribution strategy - was it worth it, and why can't the adviser answer a quick question without re-engaging? 👉🏽 the three types of advice: factual information, general advice and personal advice explained 👉🏾 listener question: TTR setup charged as extra outside an existing fixed annual fee, is this normal? 👉🏿 real…
S4 · 15 Apr 2026 · 1 hr 33 min
416 What to ask to avoid bad financial products & why some funds collapsed
In this episode, Glen and Vince Scully, Portfolio Manager from LifeSherpa Invest tackle one of the biggest questions in retirement planning: is your super actually safe? They touch on: 👉 how super is structured and protected 👉🏼 the three layers of a superfund 👉🏽 when SMSF investments go wrong and who's really to blame 👉🏾 why super fund failures happen: the Trio/Astara case explained 👉🏿 how the First Guardian and Shield collapse happened 👉 can we trust financial advice? 👉🏼 what to ask your adviser or fund to avoid fraud or bad products Subscribe to Retire Right on Youtube:…
S4 · 8 Apr 2026 · 38 min
415 Super strategies at 65, moving back to Australia for the pension & borrowing to invest
In today's Q&A, Glen and financial adviser Martin McGrath from Financial Edge Group discuss your questions about: 👉 pros & cons of starting a pension at 65 👉🏼 transfer balance cap & recontribution strategy 👉🏽 should I put savings into super before retiring? 👉🏾 moving back to Australia for the age pension 👉🏿 borrowing against home equity to invest Subscribe to Retire Right on Youtube: https://www.youtube.com/@RetireRightAus If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help…
S4 · 1 Apr 2026 · 50 min
414 Investment bonds: the 125% rule, tax-free access & when to use them
In this episode, Glen James and financial adviser Martin McGrath go under the hood on investment bonds and unpack: 👉 what is an investment bond 👉🏼 how tax works 👉🏽 the rules 👉🏾 using investment bonds for kids and grandkids 👉🏿 the advantages 👉🏻 personal investing vs super vs investment bond 👉 high-income earner case study 👉🏼 using investment bonds for education purposes Subscribe to Retire Right on Youtube: https://www.youtube.com/@RetireRightAus If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional:…

About Retire Right

Retire Right is a English business podcast from Glen James. Melo plays each episode straight from the publisher's own feed — no ads added, no account needed — and remembers where you stopped, in this browser only.

Publisher: Glen James
Language: English
Category: Business
New episodes: Weekly
Typical length: 1 hr 1 min
Latest episode: 7 Oct 2026
Feed: RSS — paste into any podcast app
Apple Podcasts: podcasts.apple.com/podcast/id1588980082
Rights: Glen James

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