Podcast · Business

The Practitioner's Brief with John Cervantes, CFA

by John Cervantes, CFA · English · Business

The Practitioner’s Brief, the intersection life, money, and markets. As an active investment professional John doesn’t just study the markets, he helps everyday people navigate them. This isn't a show about complex algorithms or "trading" strategy; it’s a show about making the complex simple. Buildi

New episodes: Monthly
Typical length: 12 min
Latest: 27 Sep 2026
Language: English

Latest episode

27 Sep 2026 · 11 min

The 20% to 50% Bond Rule for Retirement

📊 Full Interactive Brief: https://www.practitionersbrief.com/insights/a-guide-to-owning-bonds👉 Need Help? Schedule a call: https://calendly.com/jcervantes-primefinancial/30min0:00 How much in bonds?0:44 What "bonds are selling off" means2:15 Who needs to own bonds?3:22 How much a retiree needs4:41 Bonds as a shock absorber5:10 What types of bonds?5:48 When should bonds mature?6:33 Why not lock in 30 years?7:27 Bond funds or ETFs?8:08 Higher-yielding alternatives9:00 The obsession with yield10:01 The guide in short10:27 So, what to do?2026 Prime Capital Financial. The views and information…

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Earlier episodes 10 most recent

2 Sep 2026 · 11 min
The 30-Year Treasury Hit 5.34%. What Actually Matters.
📊 Full Interactive Brief: https://www.practitionersbrief.com/insights/the-bully-bond-market 👉 Need Help? Schedule a call: https://calendly.com/jcervantes-prime... ©2026 Prime Capital Financial. The views and information contained herein are (1) for general educational or informational purposes only, (2) are not to be taken as a recommendation to buy or sell any investment, and (3) should not be construed or acted upon as investment or tax advice. The information contained herein was obtained from sources we believe to be reliable but is not guaranteed as to its accuracy or…
1 Jul 2026 · 13 min
SpaceX IPO | What Investors Need to Know
📊 Full Interactive Brief: https://www.practitionersbrief.com/in... 👉 Need Help? Schedule a call: https://calendly.com/jcervantes-prime... :00 Intro and asset-light era recap 1:15 AI capex boom and IPO setup 2:32 Valuation, call-option framing, and portfolio fit 5:01 Float, manufactured scarcity, and index demand 7:04 How major indices will add SpaceX 8:08 Hyperscalers’ capital needs and AI winners 10:47 Market pressure, pivots, and index implications 11:31 Three big questions for 2026 ©2026 Prime Capital Financial. The views and information contained herein are (1) for general educational or…
18 May 2026 · 8 min
The Semiconductor Boom
👉 Need Help? Schedule a call: https://calendly.com/jcervantes-primefinancial/30min 📊 Full Interactive Brief: https://www.practitionersbrief.com/insights/what-your-portfolio-is-actually-made-of-part-2-the-capex-boom 0:00 Introduction and the big shift 1:22 Historical capital investment cycles 2:23 Size of the AI capex cycle 3:56 Hyperscaler spending and free cash flow 5:14 Semiconductor profit explosion 6:46 Prisoner’s dilemma and new entrants ©2026 Prime Capital Financial. The views and information contained herein are (1) for general educational or informational purposes only, (2) are not…
5 May 2026 · 35 min
San Antonio Real Estate 2026: A Practitioner's Conversation with Jaffar Chughtai
📊 Full Interactive Brief: https://www.practitionersbrief.com/insights/south-texas-real-estate-update 👉 Need Help? Schedule a call: https://calendly.com/jcervantes-primefinancial/30min0:00 San Antonio real estate 2026 overview 0:00 Intro — Meet Jaffar Chughtai 1:00 San Antonio housing market by the numbers 3:30 Duplex case study: why rentals don't cashflow 6:00 ARV mistakes and wholesaler traps 9:00 How to manage contractors 11:00 Best San Antonio neighborhoods to flip 13:30 Austin vs San Antonio housing market 16:30 San Antonio commercial real estate 23:00 Industrial flex space strategy…
7 Apr 2026 · 8 min
What is your Portfolio Actually Made of? | The Shift To Asset-light Business Models
📊 Full Interactive Brief: https://www.practitionersbrief.com/insights/what-your-investment-portfolio-is-actually-made-of 👉 Need Help? Schedule a call: https://calendly.com/jcervantes-primefinancial/30min 92% of the S&P 500 is built on things you cannot see, touch, or verify. In 1975 that number was 17%. Most investors never consciously chose this. The market just changed around them. This is Part 1 of a four-part series on what your portfolio is actually made of and why it matters right now.0:00 The question nobody asks about your portfolio0:40 The 92% number and what it means1:27 Why the…
9 Mar 2026 · 9 min
The Iran War and Your Portfolio: History, Energy Risk, and What to Watch
📊 Full Interactive Brief: https://www.practitionersbrief.com/in... 👉 Need Help? Schedule a call: https://calendly.com/jcervantes-prime... Investing Through the Iran War: What History Actually Says About Military Conflict and MarketsThe US and Israel began joint air attacks on Iran on February 28, 2026. Equity markets dropped just 2% in the first week. Financial media is citing average post-conflict returns, but averages obscure the range of outcomes and miss what actually matters this time.In this episode, I break down why the "do nothing" playbook carries more risk than usual, what the…
20 Feb 2026 · 12 min
Back to Basics: Bonds +AI Disruption
Markets are in the middle of an “AI disruption repricing” – with agents, automation, and new workflows hitting legal, finance, logistics, and more in real time. In this Back to Basics episode, I connect that volatility to what’s changed in bonds since the 2022 bear market and how to actually use fixed income in 2026 and beyond. We’ll look at barbell portfolio construction, two long-term AI/interest rate scenarios, and practical ways to ladder bonds around real-life cash needs. 📋 Full Brief: https://www.practitionersbrief.com/in... 0:00 – AI disruption repricing and recent market volatility…
5 Feb 2026 · 13 min
How to Invest in 2026: The S&P 500
The S&P 500 isn't diversified anymore—it's a concentrated bet on 7 tech stocks at historically high valuations. In this video, I break down why normalized P/E ratios suggest negative returns over the next decade, where the market rotation is heading, and how to think about positioning your portfolio for 2026.We'll cover: Why 35% of your "diversified" index sits in just 7 companies. The 7% annual return gap between market cap and equal weight S&P. What the AI spending boom means for Mag 7 margins. The software vs. semiconductor divergence you need to watch. This is broad education, not…
27 Jan 2026 · 1 hr 2 min
40 Years on the Front Lines: A conversation with Marilou Moursund
Mary Lou Morrison, CFA, MBA with over 40 years of experience, shares her journey from managing mortgage-backed securities in 1983 during the Savings and Loan crisis to founding the prominent RIA, Crossvault Capital Management, in 1999. The conversation explores the evolution of the investment industry, the benefits of active equity management, and the strategic decision to partner with Prime Capital Financial to ensure long-term stability and growth. ©2025 Prime Capital Financial. The views and information contained herein are (1) for general educational or informational purposes only, (2)…
24 Jan 2026 · 49 min
Health is Wealth | A conversation with Jeremy Tucker: Creating physical capacity as we age
📊 JEREMY'S BACKGROUND:• Founder, Elite Strength & Conditioning (Elite CrossFit) - San Antonio, TX• 33rd Fittest 50-54 Year Old Worldwide (CrossFit Open)• 23+ years as fitness business owner• Father of 3 girls, husband, and community builder• Survived COVID gym closures and thrived🏋️ WHY THIS MATTERS FOR YOUR WEALTH:Your retirement plan assumes you'll live to 90+. But what's the point of accumulating wealth if you can't enjoy it? Health span—the years you're physically capable and vibrant—is just as important as your investment portfolio. This conversation bridges the gap between financial…

About The Practitioner's Brief with John Cervantes, CFA

The Practitioner's Brief with John Cervantes, CFA is a English business podcast from John Cervantes, CFA. Melo plays each episode straight from the publisher's own feed — no ads added, no account needed — and remembers where you stopped, in this browser only.

Publisher: John Cervantes, CFA
Language: English
Category: Business
New episodes: Monthly
Typical length: 12 min
Latest episode: 27 Sep 2026
Feed: RSS — paste into any podcast app
Apple Podcasts: podcasts.apple.com/podcast/id1871754157
Rights: John Cervantes, CFA

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