Podcast · Business

IBS Intelligence Global FinTech Interviews

by IBS Intelligence Podcasts | A Cedar Consulting Unit · English · Business

Go one-on-one with the innovators, disruptors, leaders, and decision-makers driving change in FinTech and financial services. IBS Intelligence delivers exclusive global interviews that uncover strategies, challenges, and the ideas powering the next wave of financial technology.

New episodes: Daily
Typical length: 18 min
Latest: 16 Sep 2026
Language: English

Latest episode

16 Sep 2026 · 20 min

EP1037: GenAI Moves from Experimentation to Enterprise Banking

Fanis Mesologitis, MD in Banking, Profile Software Generative AI is moving from experimentation to enterprise adoption—what will it take for banks to scale AI securely, build trusted data foundations and deliver measurable business value? Puja Sharma of IBS Intelligence speaks to Fanis Mesologitis, Managing Director, Banking at Profile Software, about how financial institutions can move beyond AI pilots, strengthen data quality, balance innovation with governance and regulation, and identify ...

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Earlier episodes 29 most recent

E1036 · 7 Sep 2026 · 24 min
EP1036: Why AI-Ready Infrastructure Matters for GCC Banks
Sena Bahadir, Senior Sales Manager-GCC, Fimple Digital banking provider Fimple is helping financial institutions across the GCC modernise their banking infrastructure through cloud-native, API-first and composable technology. Its real-time core banking platform can support banks as they integrate AI across customer experience, fraud detection, risk management and compliance, while improving data readiness and operational agility. Puja Sharma of IBS Intelligence speaks to Sena Bahadir, Senior ...
E1035 · 1 Sep 2026 · 10 min
EP1035: The need to balance fraud prevention and customer experience
João Moura, CEO & Co-Founder, Fraudio Fraudio claims to decomplexify and disrupt the payment fraud detection and anti-money laundering industries with its patent pending AI super brain. CEO João Moura speaks to Robin Amlôt of IBS Intelligence, discussing where AI is delivering real value now and what comes next for fraud, financial crime and payment risk.
E1034 · 25 Aug 2026 · 11 min
EP1034: Where Digital Banking Meets Africa’s Inclusion Gap
Fayza Benayad, Global Partnership Head, Fimple Digital banking provider Fimple is focused on using cloud-native, API-first banking technology to expand financial access for underserved SMEs and NGOs across Africa. Its composable banking architecture, real-time payments, digital onboarding and embedded finance capabilities can help financial institutions deliver more accessible and tailored services. Puja Sharma of IBS Intelligence speaks to Fayza Benayad, Global Partnership Head at Fimple, ab...
E1033 · 24 Aug 2026 · 13 min
EP1033: A Voice for Inclusive Banking
Pramit Bhargava, Founder of Louie Voice, Clayfin Digital banking provider Clayfin has acquired voice technology platform Louie Voice to strengthen its AI-driven customer experience and accessibility capabilities. The acquisition adds advanced voice AI to Clayfin’s Cognitive Banking platform, enabling customers to interact with banking services and perform transactions using natural voice commands. Puja Sharma of IBS Intelligence speaks to Pramit Bhargava, Founder of Louie Voice at Clayfin, ab...
E1032 · 21 Aug 2026 · 12 min
EP1032: Channel bans at a four-year high
Rob Mason, Director, Regulatory Intelligence, Global Relay Financial services providers have been reassessing their communications compliance strategies, according to a recent report by Global Relay. The report found that 66% of financial services firms now ban communications channels – the highest percentage in the annual survey’s four-year history and a significant jump from 2025 when the figure was 41%. At the same time, AI adoption continues to accelerate with 54% of firms not currently u...
E1031 · 21 Aug 2026 · 18 min
EP1031: From Automation to AI-Led Banking Decisions
Mohamed Moniem, Vice President – ME Region, nCino, speaks to Puja Sharma about how AI is moving banking from automation to predictive, insight-driven decision-making, covering its impact on lending, customer engagement, risk and banking infrastructure, while highlighting the need for trust and responsible AI adoption.
E1030 · 17 Aug 2026 · 13 min
EP1030: AI agents and the risks they pose in financial services
Chandra Gnanasambandam, Chief Technology Officer & EVP of Product, SailPoint In the background, data that shows 80% of organisations reporting that AI agents are taking unintended actions left to their own devices. Indeed, agents are mutating irrespective of being denied access to systems. Agents need intent-based authorisation, not policy-based authorisation. Robin Amlôt of IBS Intelligence discusses the evolving challenges of managing AI with Chandra Gnanasambandam, CTO of SailPoint.
E1029 · 14 Aug 2026 · 10 min
EP1029: Cross-border payments out of Africa
Scott Liddle, Co-Founder, Capi Money There is a growing shift to FinTech actors in cross-border payments. Capi Money was established on the belief that this will also happen in Africa. Last year the London-based payments FinTech raised around $18 million in Series A funding. In January, the firm secured an Electronic Money Institution (EMI) licence from the UK Financial Conduct Authority (FCA), and, most recently, was granted a licence for cross-border payments in Ivory Coast, the first cross...
E1028 · 10 Aug 2026 · 22 min
EP1028: AI Testing Boosts Trust in BFSI
This interview explores how AI-powered testing frameworks are revolutionising the financial services sector by enhancing regulatory compliance and data sovereignty. It highlights the shift from traditional manual processes to agentic automation, which allows for the creation of testing scripts before software development is even completed. The text emphasises that cybersecurity and functional testing are now merging, requiring organisations to use artificial intelligence to defend against inc...
E1027 · 10 Aug 2026 · 16 min
EP1027: Building a stablecoin-powered Islamic digital bank
This interview explores how Fasset is expanding its global reach through plans to establish a regulated digital Islamic bank in Malaysia under the leadership of Rafiza Ghazali. By leveraging the Labuan financial framework, the company aims to integrate stablecoin technology with traditional Shariah-compliant services such as asset-backed savings and cross-border payments. The discussion highlights Fasset's strategy of using blockchain infrastructure behind the scenes to solve real-world finan...
E1026 · 6 Aug 2026 · 22 min
EP1026: The future of digital transformation
This interview with Eric Bierry, CEO of SBS, explores how modern banking is shifting away from basic technology toward advanced operational governance and open banking integration. Bierry argues that financial institutions must move beyond viewing compliance as a chore, instead using it as a foundation for innovation and superior data utilization. The text highlights how a composable, SaaS-first architecture allows banks to update their systems incrementally, avoiding the high risks associate...
E1025 · 6 Aug 2026 · 23 min
EP1025: From Hype to ROI: Making AI Pay Off
This interview explores the current state of artificial intelligence within the banking sector, highlighting the growing gap between high corporate expectations and practical technological limitations. The source emphasizes that financial institutions must prioritize robust data foundations and "context engineering" over simply adopting popular language models. A strategic framework is proposed for identifying viable use cases, focusing on areas with high repetition and manageable error toler...
E1024 · 3 Aug 2026 · 18 min
EP1024: Transformation is on the way
This interview features Karthik Sethuraman of audax Financial Technology discussing the urgent necessity for digital transformation within the global banking industry. He argues that traditional financial institutions must modernize to remain competitive, yet warns against the historical failure of massive, high-cost overhaul projects. Instead, he advocates for an incremental approach that allows banks to launch new digital products quickly without immediately dismantling their existing core ...
E1023 · 3 Aug 2026 · 9 min
EP1023: Talking strategy, tactics and evolution
This interview features nCino CEO Sean Desmond discussing the company's strategic focus on integrating agentic AI into the global banking sector. Desmond introduces the concept of a "dual workforce," where specialized digital agents handle repetitive, data-heavy tasks to allow human bankers to prioritize client relationships and complex decision-making. The text highlights nCino's expansion into ambitious markets like the Middle East and Japan, while emphasizing that their technology is built...
E1022 · 31 Jul 2026 · 20 min
EP1022: The Next Big Reform for MSMEs Is Digital Trust
This interview with Aditya Tulsian explores a paradigm shift in how Indian MSMEs access the project economy by moving from collateral-based credit to digital trust infrastructure. The source argues that traditional bank guarantees stifle growth by freezing vital working capital, whereas surety bonds offer a way to verify performance credibility without immobilising cash. By implementing a digital layer for monitoring and enforcement, the ecosystem can transition to a de-collateralised model t...
E1021 · 30 Jul 2026 · 23 min
EP1021: The New Architecture of Credit
This interview features Balaji Vasudevan of SysArc Infomatix, discussing the evolution of India’s digital lending through regulatory innovation and API-driven ecosystems. He emphasizes the RBI’s Regulatory Sandbox as essential for testing products like LENDperfect Shishu Mudra, which reduces compliance risks. SysArc’s API BUS streamlines bank-FinTech collaboration, while proactive tools like Early Warning Systems shift risk management from reactive to preventive. Vasudevan highlights how zero...
E1020 · 8 Jul 2026 · 17 min
EP1020: From AI Promise to Performance
DN Prahlad, Founder and Chairman, Surya FinTech As banks move beyond AI experimentation to enterprise-wide deployment, Puja Sharma speaks with DN Prahlad, Founder and Chairman, Surya FinTech, on why the industry must shift its focus from AI hype to measurable business outcomes, how agentic AI is reshaping financial services, the critical role of data readiness, and the strategic priorities bank boards should embrace to unlock AI's long-term value.
E1019 · 19 Jun 2026 · 23 min
EP1019: Beyond Core Banking: The Rise of the Modern Bank Operating System
Booshan Rengachari, founder and CEO of Finzly As banks look beyond traditional core modernisation, the industry is increasingly focused on building a modern bank operating system that combines real-time payments, AI-driven intelligence, and connected financial ecosystems. Puja Sharma speaks with Booshan Rengachari, Founder and CEO of Finzly, about overcoming legacy constraints, enabling low-risk transformation, and preparing banks for a future shaped by agentic AI, tokenised assets, and next-...
E1018 · 18 Jun 2026 · 18 min
EP1018: The Gen Z and Gen Alpha battleground
In this interview, Mambu CEO Fernando Zandona discusses the critical importance of securing younger customers, specifically Gen Z and Alpha, because bank loyalty often lasts a lifetime. These demographics demand fast, digitally native experiences that traditional institutions struggle to provide using outdated legacy systems. To remain competitive against agile neobanks, Zandona suggests that established firms adopt cloud-based, composable banking platforms to launch modern services quickly w...
E1017 · 18 Jun 2026 · 18 min
EP1017: The Quiet Reinvention of Transaction Banking
This interview highlights the significant transformation of transaction banking as it moves from a traditional product-based model to an intelligence-led service. By utilizing API-driven architectures and real-time data, banks are now embedding financial capabilities directly into their clients' daily business workflows and internal systems. The text emphasizes how artificial intelligence and advanced analytics are turning treasury operations into autonomous, value-generating functions that p...
E1016 · 17 Jun 2026 · 19 min
EP1016: The Cloud Is Rewiring India’s Trading Stack
This interview outlines Murex’s strategic expansion into India’s rapidly evolving capital markets through the year 2026. This growth plan centers on providing sophisticated trading and risk management infrastructure to help local banks handle rising derivatives volumes and complex regulatory standards. By establishing a dedicated Mumbai office, Murex aims to leverage local technical talent and offer closer support for its cloud-native platforms, such as MX.3 and MXGO. These solutions facilita...
E1015 · 17 Jun 2026 · 16 min
EP1015: Modernising core banking – the SBS approach
This interview features Jean-Charles Duyck from SBS discussing a successful core banking modernization project for Fransabank France. Rather than a risky total system replacement, the approach utilized modular, cloud-native components to update digital services and instant payment capabilities. This incremental strategy allowed the bank to maintain operational stability and regulatory compliance while integrating modern API-driven architectures. By decoupling new features from the existing co...
E1014 · 16 Jun 2026 · 16 min
EP1014: Opportunities for innovation
This interview talks about the financial sector is undergoing a massive shift from physical trading floors to cloud-based ecosystems that prioritise speed and global accessibility. This evolution is democratising market infrastructure, allowing smaller banks to utilise the same high-powered tools as major global institutions. However, many firms struggle with costly system fragmentation and siloed data, which act as a hidden tax on their ability to scale and innovate. To overcome these hurdle...
E1013 · 16 Jun 2026 · 17 min
EP1013: The Smart Shift in Payments: From speed to scale, Intelligence and Trust
This interview explores the global shift toward unified real-time payment ecosystems, highlighting how interoperability and 24/7 settlement are becoming the new international standards. It details how traditional banks are adopting cloud-native stacks and API-driven architectures to modernise legacy systems and remain competitive against agile FinTech rivals. Key innovations such as ISO 20022 data standards and Credit on UPI are identified as essential tools for improving fraud detection and ...
E1012 · 15 Jun 2026 · 13 min
EP1012: The current trends in B2B payments for 2026
Pat Bermingham, CEO, Adflex We review the top trends that will transform how businesses make and take payments in the modern world. Robin Amlôt of IBS Intelligence speaks to Pat Bermingham, CEO of UK-based B2B digital payment processor Adflex. The company is Europe’s leading processor of commercial card payments, processing over 7 million transactions a year for more than 4,000 businesses. Among the topics discussed: the consumerisation of B2B payments, digital identity, ISO 20022, straight-t...
E1011 · 15 Jun 2026 · 16 min
EP1011: Lessons for B2B BNPL
This interview explores the strategic development of the B2B Buy Now, Pay Later industry through insights from the co-founder of PastPay, a major financial provider in Eastern Europe. The discussion highlights how deferred payment solutions help businesses optimize cash flow management during periods of economic uncertainty and inflation. The source emphasizes that the sector must adopt proactive self-regulation to avoid the reputational challenges and stricter regulations faced by the consum...
E1010 · 12 Jun 2026 · 22 min
EP1010: Embedded compliance, digital assets and more
This interview features Krishna Subramanyan discussing the major FinTech trends expected to shape the financial industry in 2025. The conversation highlights the growing importance of embedded compliance, where regulatory processes are integrated directly into digital workflows to improve efficiency and reduce operational costs. Subramanyan also explains that digital assets and central bank digital currencies are likely to gain wider mainstream acceptance due to more supportive political and ...
E1009 · 12 Jun 2026 · 22 min
EP1009: Award-winning payment platform solution from Skaleet
This interview features an interview with Lina Mestari from Skaleet, a technology provider that recently won an award for its cloud-native core banking platform. The text highlights a successful partnership with FDJ Services, illustrating how the Nirio payment solution achieved significant growth in transactions and customer retention within months of launching. Beyond this specific case study, the source examines broader European banking trends, such as the transition from legacy systems to ...
E1008 · 12 Jun 2026 · 21 min
EP1008: Modern solutions over half a century in the making
This interview features Raji Challita discussing the changing financial technology landscape across the Middle East and North Africa. The conversation highlights how traditional banks and agile BML Istisharat are increasingly working alongside FinTech firms to combine financial stability with rapid innovation. Challita explains that major regional trends include the adoption of cloud-based technologies, open banking frameworks, and the growing use of artificial intelligence to improve credit ...

About IBS Intelligence Global FinTech Interviews

IBS Intelligence Global FinTech Interviews is a English business podcast from IBS Intelligence Podcasts | A Cedar Consulting Unit. Melo plays each episode straight from the publisher's own feed — no ads added, no account needed — and remembers where you stopped, in this browser only.

Publisher: IBS Intelligence Podcasts | A Cedar Consulting Unit
Language: English
Category: Business
New episodes: Daily
Typical length: 18 min
Latest episode: 16 Sep 2026
Feed: RSS — paste into any podcast app
Apple Podcasts: podcasts.apple.com/podcast/id1534855710

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